Author: Joshua Adkins

A buyer reviews auto loan paperwork beside a used car at a dealership

Borrowers With Credit Scores Below 600 Face Double Digit Used Car Loan Rates as Bankrate Says Shopping Around Can Cut Costs and Improve Approval Odds

 Joshua Adkins  September 17, 2026

Bankrate says bad-credit borrowers can still find an auto loan, but the odds improve with prequalification, a down payment and careful comparison shopping.

A home for sale with a mortgage rate sign in front of it

Federal Reserve Rate Hike to 3.75% to 4.00% Could Keep 30 Year Mortgage Costs Elevated as Buyers Watch Treasury Yields and Inflation Signals

 Joshua Adkins  September 17, 2026

The Fed’s first increase since 2023 may add pressure to borrowing costs, but mortgage rates are likely to hinge more on bond markets and future policy guidance.

A North Texas home for sale sign with real estate listings in the background

North Texas Mortgage Rates Climb Above 7 Percent as Fort Worth and Dallas Realtors Say Higher Borrowing Costs Could Ease Competition for Buyers

 Joshua Adkins  September 16, 2026

Real estate leaders say the jump raises monthly costs, but it may also thin out bidding pressure for households still looking to buy.

A row of Connecticut houses as mortgage rates rise and homebuyers face higher monthly payments

Mortgage Rates Jump to 7.22% as Connecticut Buyers Face Higher Borrowing Costs and a Strained Housing Market With Limited Supply and Softer Affordability

 Joshua Adkins  September 16, 2026

Higher rates are adding pressure to Connecticut home shoppers already dealing with tight inventory and elevated costs.

A Philadelphia apartment building as renters look for ways to build credit through rent payments

Philadelphia Rent Reporting Tools Give Renters a Way to Build Credit as Mortgage Rates Top 7 Percent and Home Supply Remains Tight

 Joshua Adkins  September 16, 2026

Zillow, Experian and Fannie Mae-backed options let renters turn on-time housing payments into credit history without taking on new debt.

Homebuyers and mortgage paperwork with rate expectations and lending quotes

Fed Rate Hike Expectations Could Keep Average 30 Year Mortgage Costs Near 7.43 Percent as Borrowers Shop Lenders and Consider Rate Locks

 Joshua Adkins  September 16, 2026

Borrowers facing elevated mortgage costs may want to compare offers, watch Treasury yields and decide whether a rate lock makes sense before closing.

Suburban homes in a neighborhood with housing market signs and a for-sale listing

Why Housing Experts Say a U.S. Market Crash Looks Unlikely in 2026 as Jobs, Supply, Equity, and Mortgage Rules Keep Prices Moving More Slowly

 Joshua Adkins  September 16, 2026

Economists and housing analysts point to stable employment, tight supply, stronger lending standards, and high homeowner equity as reasons a national crash is still unlikely.

Tenants and advocates rally outside a Bronx apartment building with signs and housing court demands

Bronx Tenants at 2440 Walton Avenue Ask Housing Court to Take Control After More Than 100 Code Violations and a Partial Vacate Order

 Joshua Adkins  September 16, 2026

Residents say water damage, fire damage and unresolved repairs have left several households displaced while their lawyers seek third-party oversight.

A Chase bank sign outside a branch with mortgage rate promotion details

Chase Launches a Nationwide 25 Basis Point Mortgage Rate Sale Through Oct. 4 as 30 Year Loan Costs Remain Near 2026 Highs

 Joshua Adkins  September 15, 2026

The limited-time promotion applies to qualified purchase and refinance borrowers and can be combined with some other Chase lending offers.

A homeowner reviewing mortgage rate options on a laptop

National Mortgage and Refinance Rates Are Mixed on Monday as Zillow Shows 30-Year Fixed Loans at 6.91 Percent and 15-Year Rates Moving Higher

 Joshua Adkins  September 15, 2026

Zillow’s latest national averages show small changes across purchase and refinance loans, with fixed and adjustable options moving in different directions.