Recent Posts

A Denver area homebuyer weighs a higher mortgage rate against a less competitive housing market

Why One Denver Area Couple Gave up 2.8 Percent Mortgage Rates for a 6.99 Percent Home Loan and Still Felt the Move Was Worth It

 Joshua Adkins  September 28, 2026

Buying in a high-rate market brought less competition, more room to negotiate, and a chance to refinance later.

An older couple discusses home renovation plans in a bright kitchen with accessibility features

Baby Boomers Are Spending Hundreds of Thousands to Remodel Aging-In-Place Homes as Mortgage Rates Stay High and Millennials Struggle to Buy Larger Houses

 Joshua Adkins  September 28, 2026

Homeowners over 65 are choosing renovations over moves, reshaping demand for accessibility upgrades and keeping bigger houses off the market.

A row of suburban houses with mortgage rate charts and a calculator in the foreground

Mortgage Rates Jump to 7.43% as Bond-Market Volatility, Fed Remarks and Conflict Headlines Put Fresh Pressure on Housing and Buyers Nationwide

 Joshua Adkins  September 28, 2026

Rates briefly reached 7.49% last week, while inventory, pending sales and purchase applications all pointed to a softer housing market.

A suburban house with a for sale sign in front of it and a stock market chart in the background

S&P 500 Gains Have Far Outpaced U.S. Home Prices Since 2015 as Mortgage Rates Top 7% and Sellers Offer More Concessions

 Joshua Adkins  September 28, 2026

Stocks have delivered stronger returns than homes over the past decade, while a frozen housing market is giving buyers more leverage.

Apartment buildings and a rent notice illustrating rising housing stress for U.S. renters

Urban Institute Survey Shows Twenty Percent of U.S. Adults Missed Rent in 2025 as Middle-Income Households Saw the Sharpest Increase in Payment Trouble

 Joshua Adkins  September 28, 2026

A new national survey suggests rent stress is spreading beyond lower-income households and into the middle of the income ladder.

A large former doctor’s office in Bellevue, Pittsburgh, converted into a family home

Pittsburgh Family of Eight Buys a Former Doctor’s Office in Bellevue for $240,000 After a Year on the Market and a Failed Cash Offer

 Joshua Adkins  September 28, 2026

A Houston family used a spreadsheet, a bridge loan and a renovation budget to turn an unusual former medical office into a home.

A suburban home with a for-sale sign and a homeowner weighing whether to move

Homeowners With 2% and 3% Mortgages Say They Would Need Roughly 4% to 5% Rates, or a Bigger Life Change, Before Selling

 Joshua Adkins  September 27, 2026

A Reddit discussion shows how low existing mortgage payments are keeping many owners in place, even when they need more room or a different home.

A for sale sign outside a suburban home as sellers offer concessions to attract buyers

Home Sellers Offered Concessions in 44.7% of U.S. Sales in August as Atlanta and Charlotte Buyers Negotiated Vacations, Cruises, Repairs and Price Cuts

 Joshua Adkins  September 27, 2026

Redfin says sellers are leaning on incentives to move homes as inventory climbs and buyers gain leverage in many markets.

A tenant writes a rent check as Michigan landlords are required to offer a fee-free payment option

Michigan Landlords Must Now Offer a Fee Free Rent Payment Option Under a New Law Signed by Gov. Gretchen Whitmer

 Joshua Adkins  September 27, 2026

The new tenant protection took effect immediately and was added to Michigan’s Truth in Renting Act.

Habitat for Humanity volunteers and future homeowners work on new houses in Arvada

Habitat for Humanity’s Griffith Station Project in Arvada Adds 20 Denver Metro Homes and Offers Future Owners a Route to Affordable Housing

 Joshua Adkins  September 27, 2026

Future homeowners are helping build the Arvada development, which is expected to keep construction going through next summer.