Recent Posts

Homeowners reviewing mortgage paperwork to compare refinancing options and home equity loans

Charleston Mortgage Broker Says Homeowners Weighing Refinancing Should Compare Current Rates, Debt Goals and Closing Costs Before Choosing Between a HELOC or Cash Out Option

 Joshua Adkins  August 30, 2026

A South Carolina lender says the choice often comes down to the borrower’s existing mortgage rate, the purpose of the funds and how long the money will be needed.

A prospective homebuyer reviews mortgage rate listings while a house sits for sale in the background

Homebuyers Nationwide Are Pausing House Hunts for Lower Mortgage Rates as a Neighbors Bank Poll Finds 72% on Hold and 41% Already Regretting the Wait

 Joshua Adkins  August 30, 2026

A survey of 1,000 potential buyers suggests many shoppers are chasing rate levels that forecasters do not expect to return soon.

A couple discussing whether to use a settlement payment to pay off their home mortgage

After a $1.1 Million Injury Settlement, a Married Couple’s Mortgage Debate Raises Questions About Shared Bills and Separate Money in Household Planning

 Joshua Adkins  August 30, 2026

A settlement from a car accident left one spouse weighing whether to use the money for the couple’s home loan or keep it separate.

A single-family home with a for-sale sign in front of it

Inherited Homes Can Still Carry Tenants as New Owners Learn They Must Honor Existing Leases Before Selling a Property Passed Down After Death

 Joshua Adkins  August 30, 2026

A new owner does not always get an empty house when a parent dies and leaves behind a rental property.

A Kia K5 parked outdoors as a driver faces a large remaining auto loan balance

Kia K5 Owner Says $37,440 in Payments Left Him Owing $28,275 on a $38,000 Car After High Interest and Negative Equity Grew

 Joshua Adkins  August 30, 2026

A TikTok creator says a costly repair decision turned into a deep upside-down auto loan that still has tens of thousands left to pay.

A family reviewing a promissory note and home purchase paperwork at a kitchen table

IRS-Published Family Loan Strategy Lets Parents Help Adult Children Buy Homes Without a Gift Tax Return When Annual Forgiveness Stays Under the Limit

 Joshua Adkins  August 30, 2026

A long-running intrafamily loan can work if the note is written, the rate meets IRS rules, and yearly forgiveness stays within the annual exclusion.

A house for sale sign in front of a suburban home

Higher Mortgage Rates Leave Most U.S. Home Markets Tilted Toward Buyers as Redfin Says Nearly Eight in Ten Major Metros Now Favor Shoppers

 Joshua Adkins  August 29, 2026

Redfin says buyers have regained leverage in most major metros even as mortgage rates stayed above earlier forecasts for 2026.

A row of houses with a for sale sign as mortgage rates stay above 6.5 percent

Mortgage Rates Hold Above 6.5% as Freddie Mac Reports 6.66% on the 30-Year Loan and Forecasts Point to More Pressure Into Late 2026

 Joshua Adkins  August 29, 2026

Freddie Mac’s latest reading shows borrowing costs edging higher again while bond yields and inflation concerns keep pressure on home loans.

A house key and mortgage paperwork beside a veteran home loan rate chart

VA Loan Rates Hold Near 6.29 Percent as CNBC Select Highlights Lenders for Veterans and Active-Duty Borrowers Seeking No Down Payment Options

 Joshua Adkins  August 29, 2026

Optimal Blue’s latest reading shows VA mortgage rates edging up, while CNBC Select points to lenders that stand out for service, rate, and online tools.

Deputies in body camera video confronting flames during an eviction attempt in an Oklahoma apartment

Oklahoma County Deputies Serving an Eviction Face Flames From a Homemade Flamethrower as Body Camera Video Shows an Improvised Device Inside Apartment

 Joshua Adkins  August 29, 2026

Sheriff’s office video shows deputies backing out after flames were directed at them and a suspicious device was found near the front door.