Recent Posts

A suburban home exterior with a for-sale sign in front of the house

Zillow Says a Median-Income U.S. Household Now Needs Nearly 15 Years to Save and Break Even on a Home as Affordability Stays Tight

 Joshua Adkins  August 24, 2026

A Zillow analysis says the path from renting to owning has stretched sharply since 2019, with long timelines in many markets and the longest waits in shortage-hit metros.

California homebuyers reading about a proposed down payment loan program

California Proposition 37 Would Create a $25 Billion Bond-Funded Loan Program to Help Qualified Buyers Cover Down Payments on New Homes

 Joshua Adkins  August 24, 2026

The proposal would let eligible Californians borrow part of a down payment while limiting the required cash contribution and setting income and residency rules.

A for-sale sign outside a starter home in a residential neighborhood

Zillow Data Shows Starter Homes Across the U.S. Are Sitting Longer as Price Cuts Rise and First-Time Buyers Gain More Room to Negotiate

 Joshua Adkins  August 24, 2026

New Zillow figures point to more inventory, more reductions and fewer bidding wars in the starter-home market.

Tenants gather outside Midvale's North Union Apartments after a late July fire damaged the complex

Midvale North Union Apartments Tenants Press Managers for Answers After July 31 Fire Displaced More Than 160 Units and Left Residents Fighting Over Lost Belongings

 Joshua Adkins  August 24, 2026

Residents say communication, access to belongings and questions about renters insurance remain unresolved weeks after the blaze.

A home for sale sign outside a house as mortgage rates rise in Zillow data

Zillow Data Shows 30 Year Mortgage Rates Edge Higher to 6.64 Percent as the Summer Selling Season Winds Down and Adjustable Loans Jump

 Joshua Adkins  August 24, 2026

National averages moved up from last week, with the 5/1 ARM rising the most in Zillow’s latest Sunday snapshot.

A young Rochester couple in front of a four-bedroom starter home with a fenced backyard

Rochester Couple in Their Early 20s Buys a Four Bedroom Starter Home for $189,000 After Being Outbid on Three Other Offers

 Joshua Adkins  August 24, 2026

A young Rochester couple used an FHA loan, savings, and help from family to buy a first home with just $10,000 down.

A homeowner reviews mortgage paperwork with a calculator and house keys nearby

Bankrate Study Says Millions of American Homeowners Overpay on Mortgages by About $3,343 a Year as Lenders Compete Poorly on Rates

 Joshua Adkins  August 23, 2026

A June 2026 Bankrate analysis says most U.S. borrowers paid more than the competitive market for their mortgage rates in 2025.

Residents gather at a rally in Emerald Hills to oppose a housing project near a wildfire hazard zone

San Diego Faces Lawsuit Over Emerald Hills Housing Project as Residents Say City Missed Wildfire Evacuation Risks in Approving Roughly 120 Homes

 Joshua Adkins  August 23, 2026

A neighbor’s challenge says the city failed to weigh evacuation access and emergency response before clearing the project.

A New Jersey investor pleaded guilty in federal court over mortgage fraud and COVID relief loan schemes

Toms River Investor Pleads Guilty in Brooklyn Mortgage Fraud and More Than $1.8 Million in COVID Relief Loan Schemes, Prosecutors Say

 Joshua Adkins  August 23, 2026

Arthur Spitzer admitted to bank and wire fraud conspiracy, money laundering and restitution tied to the Brooklyn properties and SBA loans.

Grant Cardone speaking on a phone screen about a $5,000 house hacking strategy

Grant Cardone Describes a $5,000 House Hacking Plan for a Four Unit Property That Could Cover Housing Costs for a Year and Build Equity Through Rents and Appreciation

 Joshua Adkins  August 23, 2026

The real estate investor outlined a low-down-payment multifamily strategy, but the math depends on financing, occupancy and local market conditions.