Recent Posts

Row houses in a residential neighborhood with a housing market data graphic overlay

Minnesota Leads the Nation as Seriously Underwater Mortgages Rise to 3.2 Percent in Attom’s Second Quarter Count Across Upper Midwest States

 Joshua Adkins  August 25, 2026

ATTOM says underwater loans are still a small share of the market, but they are concentrated in several Midwestern states and the District of Columbia.

A calculator and house keys beside printed mortgage rate figures

Zillow’s National Mortgage Rates on Monday Show Purchase and Refinance Costs Split, With 30-Year Loans Matching and ARM Pricing Moving Higher for Buyers

 Joshua Adkins  August 25, 2026

Zillow’s latest daily averages show small but meaningful gaps between purchase and refinance rates across several loan types.

A house model and calculator beside mortgage rate figures and loan options

U.S. Mortgage Rates Edge Higher as 30 Year Loans Rise to 6.63 Percent and Treasury Bond Buying Pushes Markets Back Into a Tight Mid 6 Range

 Joshua Adkins  August 25, 2026

Rates moved up slightly after a brief bond-market reprieve, with most loan types still clustered in the mid-6% area.

A house key beside a mortgage rate chart showing changes over time

Average 30-Year Mortgage Rate Holds in the Mid-6% Range in August 2026 as Bankrate Charts a Century of Housing Costs and Borrower Behavior

 Joshua Adkins  August 25, 2026

Bankrate says the average 30-year fixed mortgage rate was 6.71% on Aug. 24, 2026, after years of sharp swings driven by inflation, Fed policy and Treasury yields.

Houston neighborhood homes with a city homebuyer assistance program notice

Houston First Time Buyers Face a Pause in the City’s Homebuyer Assistance Program as Officials Say Funds Are Gone and Existing Preapprovals Will Expire

 Joshua Adkins  August 25, 2026

The city says its down payment aid is temporarily out of money, with some Houston neighborhoods still under a separate suspension tied to an EPA review.

Apartment buildings representing a nationwide renter settlement tied to RealPage pricing software

Realpage Settlement Could Send Money Back to Apartment Renters Nationwide After Nearly 360 Million Dollar Deal Over Pricing Software Allegations

 Joshua Adkins  August 25, 2026

Millions of renters may qualify if their building used RealPage pricing tools between 2018 and 2025.

A suburban home exterior with a for-sale sign in front of the house

Zillow Says a Median-Income U.S. Household Now Needs Nearly 15 Years to Save and Break Even on a Home as Affordability Stays Tight

 Joshua Adkins  August 24, 2026

A Zillow analysis says the path from renting to owning has stretched sharply since 2019, with long timelines in many markets and the longest waits in shortage-hit metros.

California homebuyers reading about a proposed down payment loan program

California Proposition 37 Would Create a $25 Billion Bond-Funded Loan Program to Help Qualified Buyers Cover Down Payments on New Homes

 Joshua Adkins  August 24, 2026

The proposal would let eligible Californians borrow part of a down payment while limiting the required cash contribution and setting income and residency rules.

A for-sale sign outside a starter home in a residential neighborhood

Zillow Data Shows Starter Homes Across the U.S. Are Sitting Longer as Price Cuts Rise and First-Time Buyers Gain More Room to Negotiate

 Joshua Adkins  August 24, 2026

New Zillow figures point to more inventory, more reductions and fewer bidding wars in the starter-home market.

Tenants gather outside Midvale's North Union Apartments after a late July fire damaged the complex

Midvale North Union Apartments Tenants Press Managers for Answers After July 31 Fire Displaced More Than 160 Units and Left Residents Fighting Over Lost Belongings

 Joshua Adkins  August 24, 2026

Residents say communication, access to belongings and questions about renters insurance remain unresolved weeks after the blaze.