Recent Posts

A homeowner reviews mortgage papers while considering whether to move despite a low interest rate

Why Many U.S. Homeowners With 3% Mortgages Still Feel Stuck and Four Ways Money Says They Can Move Without Giving up All Their Equity

 Joshua Adkins  September 23, 2026

Homeowners with ultra-low pandemic-era mortgage rates can still move if they use equity, points, assumable loans or a recast.

Newly built homes in a residential subdivision with a for sale sign

Affordability Squeeze Pushes More Homebuilder Sales to FHA Loans as Big Builders Lean on Lower Down Payments and Rate Buydowns

 Joshua Adkins  September 23, 2026

ResiClub says stretched budgets and builder financing tactics are making FHA loans a bigger part of new-home sales.

A homeowner reviews bills and repair estimates at a kitchen table

American Homeowners Say Rising Costs, Renovation Bills and Bad Timing Are Driving Regret More Than Purchase Price in New Clever Real Estate Survey

 Joshua Adkins  September 23, 2026

A new survey finds most owners still value homeownership, but hidden expenses and market pressure are fueling second thoughts.

A suburban home for sale as analysts say the housing market is cooling rather than crashing

U.S. Housing Market Is Unlikely to Crash in 2026 as Job Growth, Tight Supply and Modest Price Gains Point to a Slower, More Balanced Year Ahead

 Joshua Adkins  September 23, 2026

Economists and industry executives say the housing market looks more like a correction than a collapse, even as mortgage rates stay elevated.

A couple reviews home financing papers with a lender at a kitchen table

Down Payment Assistance Can Help Buyers Cover Closing Costs and Pair With FHA USDA or Conventional Loans as Middle Income Renters Miss Key Programs

 Joshua Adkins  September 23, 2026

Grants, forgivable loans and deferred loans can reduce upfront costs, but program rules and lender experience matter.

A for sale sign in front of a suburban home as mortgage rates rise and buyers hesitate

Mortgage Rates Near 7 Percent Are Raising Monthly Costs and Cooling Homebuying Demand as Sales Slow, Sellers Offer More Concessions, and Prices Stay Elevated Nationwide

 Joshua Adkins  September 23, 2026

Borrowing costs are climbing just as fewer Americans are applying for mortgages, signing contracts, and closing on homes.

Homes for sale in a Colorado neighborhood as mortgage rates rise above 7 percent

Colorado’s Housing Market Is Cooling as 30 Year Mortgage Rates Top 7 Percent, Sales Fall 11.3 Percent, and Buyers Across the Western Slope Grow More Selective

 Joshua Adkins  September 22, 2026

August data show slower sales, longer listing times, and a widening gap between what sellers ask and what buyers will pay.

Apartment building in Canton where tenants say they reported mold and water damage

Canton Tenants at Lincolnshire Village Apartments Report Mold, Water Damage and Lease Violations as Inspections and Legal Reviews Continue

 Joshua Adkins  September 22, 2026

Residents say conditions in the apartment complex have worsened while township inspectors, legal aid and federal officials review complaints.

House key and mortgage paperwork next to a calculator for a VA home loan

VA Loan Rates Edge up to 6.75% as Veterans United, Navy Federal and Rocket Mortgage Stand Out for Service, Pricing and Digital Tools

 Joshua Adkins  September 22, 2026

CNBC Select says VA purchase and refinance borrowers are facing a 6.75% average 30-year fixed rate, with lender choice still shaping service, pricing and convenience.

Boston City Councilor Liz Breadon speaks about tenant complaints and landlord accountability

Boston Councilor Liz Breadon Seeks Tenant Stories From Allston Brighton Renters as City Weighs Stricter Enforcement Against Problem Landlords

 Joshua Adkins  September 22, 2026

The city council president is asking renters to share housing troubles as Boston considers a public problem-landlord list and higher fines.