Category: Home Buying

A homeowner reviews bills and repair estimates at a kitchen table

American Homeowners Say Rising Costs, Renovation Bills and Bad Timing Are Driving Regret More Than Purchase Price in New Clever Real Estate Survey

 Joshua Adkins  September 23, 2026

A new survey finds most owners still value homeownership, but hidden expenses and market pressure are fueling second thoughts.

A couple reviews home financing papers with a lender at a kitchen table

Down Payment Assistance Can Help Buyers Cover Closing Costs and Pair With FHA USDA or Conventional Loans as Middle Income Renters Miss Key Programs

 Joshua Adkins  September 23, 2026

Grants, forgivable loans and deferred loans can reduce upfront costs, but program rules and lender experience matter.

A for sale sign in front of a suburban home as mortgage rates rise and buyers hesitate

Mortgage Rates Near 7 Percent Are Raising Monthly Costs and Cooling Homebuying Demand as Sales Slow, Sellers Offer More Concessions, and Prices Stay Elevated Nationwide

 Joshua Adkins  September 23, 2026

Borrowing costs are climbing just as fewer Americans are applying for mortgages, signing contracts, and closing on homes.

Homes for sale in a Colorado neighborhood as mortgage rates rise above 7 percent

Colorado’s Housing Market Is Cooling as 30 Year Mortgage Rates Top 7 Percent, Sales Fall 11.3 Percent, and Buyers Across the Western Slope Grow More Selective

 Joshua Adkins  September 22, 2026

August data show slower sales, longer listing times, and a widening gap between what sellers ask and what buyers will pay.

House key and mortgage paperwork next to a calculator for a VA home loan

VA Loan Rates Edge up to 6.75% as Veterans United, Navy Federal and Rocket Mortgage Stand Out for Service, Pricing and Digital Tools

 Joshua Adkins  September 22, 2026

CNBC Select says VA purchase and refinance borrowers are facing a 6.75% average 30-year fixed rate, with lender choice still shaping service, pricing and convenience.

A home for sale sign in front of a suburban house as mortgage rates rise

Mortgage Rates Rise Above Seven Percent Again as Bankrate Puts the 30 Year Fixed Average at 7.12 Percent After the Fed’s September Increase

 Joshua Adkins  September 22, 2026

Borrowers are facing higher borrowing costs again, with lenders pricing in inflation pressure and a more hawkish Fed outlook.

New York City row houses with a homebuyer support program for gig workers

Airbnb Backed New York City Homebuyer Program Helps 45 First Time Households Buy in First Seven Months of 2026 Through Housing Partnership Support

 Joshua Adkins  September 22, 2026

The initiative is aimed at gig workers and other self-employed New Yorkers who often struggle to document income for a mortgage.

Suburban houses in a neighborhood with a mortgage delinquency warning theme

Mortgage Delinquencies Rose Fastest in Newton County, Georgia, and Nine Other Places as County Data Show Stress Signals That Could Affect Local Home Values

 Joshua Adkins  September 21, 2026

County mortgage stress jumped sharply in several places, but experts say delinquency alone does not predict home prices.

New suburban homes in the Inland Empire as homebuyers struggle to find standard insurance coverage

California Home Insurance Desert Spreads Into Inland Empire Suburbs as Fair Plan Enrollments Surge and Low Risk Buyers Face Costly Coverage Gaps

 Joshua Adkins  September 21, 2026

Families buying new houses in the Inland Empire are finding fewer standard policies, heavier deductibles and more dependence on the state FAIR Plan or surplus lines insurers.

A homeowner examining an older roof while reviewing a home insurance quote

Older Roofs Can Complicate Home Insurance Quotes for Buyers, as Insurers May Inspect After Binding Coverage and Require Repairs Before Keeping the Policy Active

 Joshua Adkins  September 21, 2026

A Reddit discussion highlights how an aging roof can turn an online home insurance quote into a follow-up inspection, repair demand, or policy change.