Category: Home Buying

A for sale sign in front of a suburban home with mortgage rate figures highlighted

Mortgage Rates Hold Near a Year-High as Freddie Mac Puts the 30-Year Loan at 6.71% and Fannie Mae Sees Little Relief Through 2027

 Joshua Adkins  September 4, 2026

Bond yields, inflation data and the Fed’s next move are keeping home loan costs elevated as buyers weigh whether to wait.

A Home Depot store sign as higher mortgage rates keep homeowners from moving

Mortgage Lock-In Keeps Americans From Moving as Home Depot Says Housing Turnover Has Stayed Depressed for Four Years and New Loan Costs Near 6.7 Percent

 Joshua Adkins  September 3, 2026

High mortgage rates are discouraging home sales and slowing the renovation cycle that usually follows a move.

Danville housing assistance programs offer rental deposit and down payment help to eligible residents

Danville Launches Rental Deposit Aid and up to $5,000 Homebuyer Help for Income-Qualified Residents Buying or Renting Inside City Limits

 Joshua Adkins  September 3, 2026

The city says the programs are first come, first served and available to households within set income limits.

Rows of suburban homes with a for-sale sign and a real estate agent sign in front

Realtor.com Says August Pending Home Sales Fell as Mortgage Rates Near 6.7%, Ending Eight Months of Growth and Pressuring Buyers Across Regional Markets

 Joshua Adkins  September 3, 2026

Higher borrowing costs, slower demand and seasonal weakness pushed national pending sales into negative territory for the first time since November 2025.

A Florida home with hurricane shutters and a for sale sign in front

Florida Homebuyers See More Insurance Options as Carrier Count Rebounds and Citizens Policies Fall Nearly 80 Percent From 2023 Peak

 Joshua Adkins  September 3, 2026

Regulatory changes, new insurers and lower premium pressure are giving buyers more room to shop, though rebuilding costs still limit how far rates can fall.

A house with a for-sale sign representing VA mortgage rates and lender comparisons

VA Loan Rates Hold Near 6.38% as CNBC Select Points Borrowers to Veterans United, Navy Federal Credit Union and Rocket Mortgage for Different Needs

 Joshua Adkins  September 2, 2026

CNBC Select says the average 30-year VA mortgage rate is edging higher, while its lender picks vary by customer service, pricing and online tools.

A homeowner reviewing HELOC and home equity loan rate quotes on a laptop

National HELOC Average Falls to a New 2026 Low at 7.16 Percent as Home Equity Loan Rates Edge up to 7.35 Percent for Borrowers With Strong Credit

 Joshua Adkins  September 2, 2026

Curinos says HELOC pricing has hit a fresh low this year, while fixed home equity loan rates remain slightly above June’s bottom.

A row of older homes representing inherited property and title issues

Survey Finds 19 Percent of U.S. Homeowners Lack Clear Title or Recorded Deed as Wealth Transfer Raises Stakes for Inherited Homes and Probate Costs

 Joshua Adkins  September 2, 2026

A new survey suggests many owners are heading into the wealth transfer era without the paperwork that proves who can inherit a home.

A house for sale sign in front of a suburban home as mortgage rates tick higher

National 30-Year Mortgage Rates Rise to 6.76 Percent as Bond Selloff and War Fears Keep Borrowing Costs Elevated in Early September

 Joshua Adkins  September 2, 2026

Bankrate says the average 30-year fixed loan climbed from yesterday but stayed below 7 percent as the 10-year Treasury yield moved higher.

A home for sale sign representing the assumable mortgage market

Roam’s Exit From the Assumable Mortgage Market Shows How Fewer Low Rate VA, FHA and USDA Loans Are Left to Trade in 2026

 Joshua Adkins  September 1, 2026

The startup that tried to connect buyers with assumable mortgages says it has stopped home discovery and assumption processing.