Author: Joshua Adkins

A suburban home with a calculator and mortgage paperwork on a table

A $200,000 Home Equity Loan Would Cost About $1,927 to $2,448 a Month in September 2026 as Rates Hold Near 8.14 Percent

 Joshua Adkins  September 9, 2026

Borrowers with strong credit can still tap home equity for major expenses, but monthly costs vary sharply by term and lender.

For-sale homes in a neighborhood where buyers are gaining more leverage

Realtor.com Says 70 Percent of U.S. Housing Markets Favor Buyers or Are Moving That Way as Inventory Rises and Homes Sit Longer

 Joshua Adkins  September 9, 2026

A new Market Clock report says buyer leverage is growing, but the shift varies widely by city, price range, and property type.

A house key and calculator beside mortgage rate figures on a desk

Mortgage Rates Climb to 6.91 Percent as the 10-Year Treasury Rises and Borrowers Face a Costly Incentive to Compare Lenders

 Joshua Adkins  September 9, 2026

Bankrate says the national average on a 30-year fixed mortgage moved higher, while experts say the 10-year Treasury’s rise is keeping pressure on borrowing costs.

Sewage and toilet paper spread across the parking lot of a San Antonio apartment complex

Raw Sewage Pours Through San Antonio’s Palms at 8800 Parking Lot as Tenants Say Health Risks Went Unanswered for Days

 Joshua Adkins  September 9, 2026

Residents say wastewater, toilet paper and sewage have spread across the Northeast Side complex since Saturday, raising concerns for children and families.

A suburban home for sale with a yard sign as mortgage rates remain elevated

Mortgage Rates Hit a 2026 High as Realtor.com Economists Say Fall Homebuyers Should Expect Little Relief Through Year-End

 Joshua Adkins  September 8, 2026

Freddie Mac’s latest reading puts borrowing costs at their highest point in more than a year, and Realtor.com economists see limited room for improvement.

Vacant lot and newly built houses in a small Nebraska town

Pawnee City’s $50,000 Homebuyer Incentive Has Drawn One Taker as the Nebraska Town Tries to Fill Vacant Lots and Keep Young Families

 Joshua Adkins  September 8, 2026

The city and its community foundation are using cash, low-interest loans and free land to push new housing in a town of about 850 people.

New Camellia Court Apartments in Pharr with 80 units and a pool

Pharr Housing Authority Opens 80-Unit Camellia Court Apartments as About 800 People Wait for Government-Assisted Housing in South Texas

 Joshua Adkins  September 8, 2026

The new complex is expected to add relief to a long public housing waitlist, with move-ins possible by October after final inspections.

Empty apartment building balconies in a city with affordable housing vacancies

In Austin, Texas, Hundreds of Extremely Low-Income Renters Still Cannot Find Housing as Thousands of Affordable Apartments Sit Empty and Rents Near Market Rates

 Joshua Adkins  September 8, 2026

A national shortage of deeply affordable homes is colliding with vacancies in units aimed at higher-income renters.

Palm Beach County deputies investigated missing escrow funds tied to a Riviera Beach woman

Riviera Beach Woman Accused of Posing as a Realtor and Draining $37,205 in Escrow Money From a First-Time Palm Springs Homebuyer

 Joshua Adkins  September 8, 2026

Palm Beach County deputies say the money meant for closing costs was routed through a company account, then quickly spent on personal expenses and transfers.

Calculator, house keys, and mortgage rate figures on a desk

National 30-Year Fixed Mortgage Rate Holds at 6.67% as Purchase Loans Stay Below Refinance Rates in Zillow’s Monday Survey

 Joshua Adkins  September 8, 2026

Zillow’s latest national averages show purchase rates edging below refi pricing for fixed loans, while adjustable-rate loans remain mixed.