A landlord says he kept a family’s rent unchanged for five years in a duplex with a yard

Anonymous Landlord Says He Hasn’t Raised a Tenant’s Rent in Five Years as Federal Data Shows U.S. Renters Still Paying More of Their Income for Housing

 Joshua Adkins  September 14, 2026

A duplex owner says the rent on a three-bedroom unit has stayed at $1,200 while national housing costs and fee scrutiny keep rising.

A Rochester single-family home with a porch and winter snow after a Bay Area renter bought it

Oakland Data Analyst Trades a $3,000 Apartment for a $165,000 Rochester House and Cuts Housing Costs Nearly in Half on a Conventional Loan

 Joshua Adkins  September 14, 2026

After years of searching online, a divorced Bay Area renter bought a larger home in Rochester with a 3% down payment and a mortgage he can manage.

A for-sale home sign outside a house with the housing market under pressure from mortgage rates

Pew Study Says Tight Mortgage Lending Standards Are Keeping Many U.S. Borrowers Out as 30 Year Rates Rise and Existing Home Sales Slip Again

 Joshua Adkins  September 13, 2026

A new Pew analysis says postcrisis credit rules improved loan quality but also narrowed access for many qualified buyers as mortgage rates and sales remain weak.

A row of homes in Austin where renters are saving more than buyers each month

Austin Renters Save $1,917 a Month Over Buyers as Realtor.com Says Starter Homes Cost More Than Renting in Every One of the Nation’s 50 Largest Metros

 Joshua Adkins  September 13, 2026

A Realtor.com rental report says renting a starter home costs less than buying in every major U.S. metro, with Austin showing the biggest gap.

For sale signs line a neighborhood street as U.S. home sales slow and prices remain high

U.S. Existing Home Sales Fall to Slowest Pace in More Than a Year as Mortgage Rates and Prices Keep Climbing

 Joshua Adkins  September 13, 2026

August sales slipped for a third straight month even as inventory improved and the national median price hit another record for the month.

For Sale sign outside a home with rising mortgage rates and housing market pressure in the background

Mortgage Rates Hit Their Highest Level Since June 2025 as August Home Sales Fall for a Third Straight Month and Inflation Pressures Persist Nationwide

 Joshua Adkins  September 13, 2026

Higher borrowing costs, stubborn inflation and still-elevated home prices are keeping many buyers on the sidelines while unemployment claims remain low.

A house model beside a calculator and mortgage paperwork

National Mortgage Rates Rise for a Second Straight Day as Zillow Puts the 30-Year Fixed Average at 6.91% and the 15-Year at 6.37% on Saturday

 Joshua Adkins  September 13, 2026

Zillow’s latest daily averages show small but broad increases in purchase and refinance borrowing costs, while forecasts still point to rates staying in the mid-6% range through 2026.

San Francisco apartment buildings with signs of a tight and expensive rental market

San Francisco Declares Rent Emergency as One-Bedroom Asking Prices Top $5,000, Vacancy Falls to 2% and Officials Push Eviction Protections

 Joshua Adkins  September 13, 2026

Mayor Daniel Lurie is backing tenant protections, more legal aid and a rent cap proposal as the city faces fast-rising asking prices.

Houston homebuyers reviewing mortgage documents as interest rates rise near seven percent

Higher Mortgage Rates Are Squeezing Houston Homebuyers as Seven Percent Loans Push Some Buyers to Pause and Experts Point to Local Assistance Options

 Joshua Adkins  September 12, 2026

Housing experts say higher borrowing costs are forcing some Houston buyers to slow down, but several forms of help may still keep a purchase within reach.

Rows of vacant Baltimore rowhomes on a city block with distressed housing nearby

Baltimore Foreclosure Wave Tied to DSCR Loans Draws Scrutiny as Local Landlords Amass More Than 700 Homes and $100 Million in Borrowed Cash

 Joshua Adkins  September 12, 2026

Planet Money examines how a fast-growing mortgage product helped fuel a distressed housing boom in Baltimore.