Author: Joshua Adkins

A for sale sign in front of a suburban home as mortgage rates rise

Thirty-Year Fixed Mortgage Rate Jumps to 7.45 Percent on Thursday as Treasury Yields Surge and Housing Costs Remain Pressured Nationwide

 Joshua Adkins  September 25, 2026

Mortgage News Daily said the average 30-year fixed rate climbed 19 basis points in one day, adding more strain to buyers already facing high prices and lean supply.

Tenants leave two Milwaukee apartment buildings after a city vacate order

Milwaukee Apartment Tenants in Two Buildings Are Ordered Out After Inspectors Find Tampered Wiring, Broken Fire Doors and Unsafe Alarm Systems

 Joshua Adkins  September 25, 2026

City officials say the vacant order was issued after inspectors found severe life safety problems in two three-story buildings near downtown.

A row of suburban homes with a for-sale sign in front of one property

U.S. 30-Year Mortgage Rates Climb to a Two-Year High Above 7.16% as Buyers Face Larger Monthly Payments and Tighter Affordability

 Joshua Adkins  September 24, 2026

Rates have moved above 7% for the first time in years, squeezing monthly budgets even as some buyers keep moving.

A Harris County courtroom where eviction cases are heard

Harris County Eviction Filings Topped 75,000 Last Year as Houston Mother Vanessa Crowe Finds Legal Help and Rental Assistance by Showing up in Court

 Joshua Adkins  September 24, 2026

A single mother behind on rent nearly skipped her hearing, but court appearances in Precinct 7 connected her to help that put her back on track.

A for-rent sign outside a home in Albuquerque, New Mexico

Renting Beats Buying by $1,066 a Month Nationwide in August as Zillow Finds Biggest Savings in San Jose, San Francisco, Los Angeles and San Diego

 Joshua Adkins  September 24, 2026

Zillow says renting cost less than buying in all 50 major U.S. metros, with the widest gaps in expensive coastal markets.

Tenants at Oglesby Towers say bed bugs and utility billing problems are affecting the South Shore high-rise

South Shore Oglesby Towers Tenants Say Bed Bugs Spread to Five Floors as Utility Bill Fight Over RUBS and Fees Deepens at 191 Unit High Rise

 Joshua Adkins  September 24, 2026

Residents say repeated complaints have gone unanswered while management keeps the utility billing system in place and offers only limited changes.

Jacksonville residents and city housing programs focused on down payment assistance for first-time homebuyers

Jacksonville Restores $4.9 Million to Affordable Housing Trust Fund as Eight Residents Get $20,000 JWB Down Payment Grants and Demand Surges

 Joshua Adkins  September 24, 2026

City funding and private assistance are aimed at easing the biggest barrier many buyers say stands between them and a first home.

A San Francisco house listing tied to a landlord murder trial and advertised for $6,300 a month

San Francisco Outer Sunset Home Tied to Landlord Murder Trial Appears for Rent at $6,300 a Month, Nearly Double the Tenant’s Previous $3,200 Payment

 Joshua Adkins  September 24, 2026

A three-bedroom unit once occupied by a tenant who was shot on the property is now listed online while the landlord awaits trial.

A homeowner reviews mortgage papers while considering whether to move despite a low interest rate

Why Many U.S. Homeowners With 3% Mortgages Still Feel Stuck and Four Ways Money Says They Can Move Without Giving up All Their Equity

 Joshua Adkins  September 23, 2026

Homeowners with ultra-low pandemic-era mortgage rates can still move if they use equity, points, assumable loans or a recast.

Newly built homes in a residential subdivision with a for sale sign

Affordability Squeeze Pushes More Homebuilder Sales to FHA Loans as Big Builders Lean on Lower Down Payments and Rate Buydowns

 Joshua Adkins  September 23, 2026

ResiClub says stretched budgets and builder financing tactics are making FHA loans a bigger part of new-home sales.