Author: Joshua Adkins

Calculator beside a model house and coins showing higher mortgage costs for homebuyers

At a 6.71 Percent Mortgage Rate, a $430,000 Home Now Carries a $2,222 Monthly Payment With 20 Percent Down and Higher FHA Costs Too

 Joshua Adkins  September 5, 2026

Freddie Mac says 30-year mortgage rates climbed to their highest level of the year, pushing up monthly costs for buyers of a median-priced home.

Homes and golf carts in The Villages retirement community in Central Florida

The Villages Home Prices Fall for a Fourth Straight Year as Inventory Rises and Median Listings Slide Below 2025 Levels in Central Florida

 Joshua Adkins  September 5, 2026

Realtor.com data shows the country’s largest retirement community is getting cheaper after years of pandemic-era gains.

A home for sale sign in front of a house as mortgage rates rise toward 7 percent

Freddie Mac Says 30-Year Mortgage Rate Climbs to 6.71% as Bond Selloff, Inflation Fears and Treasury Yields Push Borrowing Costs Higher

 Joshua Adkins  September 4, 2026

The benchmark home loan rate is back near 7%, squeezing refinances and adding pressure to buyers already facing weaker home sales.

Police tape and emergency vehicles near a downtown Minneapolis shooting scene

Questions Over Minnesota’s Red Flag Law and Landlord Gun Rules Grow After Downtown Minneapolis Shooting Leaves Three Dead and Six Injured in Midtown Tower Investigation

 Joshua Adkins  September 4, 2026

State officials, rental housing leaders and a criminal justice professor say the shooting has renewed scrutiny of who can intervene before violence escalates.

Deep Run Recreation Center in Henrico County, where the first-time homebuyer event will be held

Henrico County to Host Ready, Set, Close! Homebuyer Event Sept. 24 as Affordable Housing Trust Fund Reaches 87 Sales and 472 Approved Homes

 Joshua Adkins  September 4, 2026

The free open house will connect first-time buyers, builders and nonprofit housing partners with information on affordable homeownership options.

A house for sale sign in a neighborhood as mortgage rates rise

Average 30-Year Mortgage Rate Climbs to 13-Month High as Freddie Mac Reports 6.71 Percent and Housing Demand Stays Sluggish Nationwide

 Joshua Adkins  September 4, 2026

Mortgage borrowing costs rose again this week, keeping pressure on buyers and refinancing households as bond yields and inflation worries move higher.

A for sale sign in front of a suburban home with mortgage rate figures highlighted

Mortgage Rates Hold Near a Year-High as Freddie Mac Puts the 30-Year Loan at 6.71% and Fannie Mae Sees Little Relief Through 2027

 Joshua Adkins  September 4, 2026

Bond yields, inflation data and the Fed’s next move are keeping home loan costs elevated as buyers weigh whether to wait.

Apartment buildings in Louisville as Realtor.com reports falling July rents

Louisville Rents Fall Again as Realtor.com Says July Median Hit $1,220 and Renting Still Costs $437 Less Than Buying a Starter Home Across Jefferson County Metro

 Joshua Adkins  September 4, 2026

Realtor.com says Louisville renters are seeing lower asking rents even as buying costs remain higher across the metro.

A Home Depot store sign as higher mortgage rates keep homeowners from moving

Mortgage Lock-In Keeps Americans From Moving as Home Depot Says Housing Turnover Has Stayed Depressed for Four Years and New Loan Costs Near 6.7 Percent

 Joshua Adkins  September 3, 2026

High mortgage rates are discouraging home sales and slowing the renovation cycle that usually follows a move.

Danville housing assistance programs offer rental deposit and down payment help to eligible residents

Danville Launches Rental Deposit Aid and up to $5,000 Homebuyer Help for Income-Qualified Residents Buying or Renting Inside City Limits

 Joshua Adkins  September 3, 2026

The city says the programs are first come, first served and available to households within set income limits.