Month: September 2026

House exterior with calculator and mortgage papers representing home equity loan payments

What $250,000 Home Equity Loan Payments Look Like This September as Average Rates Hold Near 8.14 Percent for Borrowers Comparing 10 and 15 Year Terms

 Joshua Adkins  September 15, 2026

Monthly costs are lower than last year, but homeowners still need to weigh fixed payments, collateral risk, and lender comparisons before borrowing.

A home for sale sign with rising mortgage rate figures in the background

Mortgage Rates Hit a 15 Month High as AD Mortgage Study Says Buying Now Beat Waiting in Most State Scenarios Across the U.S.

 Joshua Adkins  September 15, 2026

A new historical analysis found that waiting for better mortgage conditions did not usually produce the lowest total cost for buyers.

A house with a for sale sign as mortgage rates rise and the housing market stays weak

Average 30-Year Mortgage Rate Climbs to 6.76 Percent as Bond Yields Rise, Fed Rate Odds Increase, and U.S. Housing Sales Stay Weak

 Joshua Adkins  September 14, 2026

Mortgage costs moved higher for a third straight week, putting more pressure on buyers and keeping the housing market subdued.

A redesigned luxury office building near Lincoln Road in Miami Beach with wellness and hospitality amenities

Miami’s Luxury Office Bet Near Lincoln Road Draws Playboy, Morgan Stanley and Wellness Tenants as Robert Rivani Seeks a National Class X Expansion

 Joshua Adkins  September 14, 2026

A $100 million Miami Beach redevelopment is marketing office space like a five-star hotel, with high rents and tenants already lining up.

For Sale sign in front of a house as buyers look for negotiating room in a high-rate housing market

As Mortgage Rates Hover Near 7 Percent, Buyers in New York, New Jersey and the Sun Belt Are Finding More Room to Negotiate on Homes

 Joshua Adkins  September 14, 2026

Higher borrowing costs are keeping many sellers on the sidelines, but fall price cuts, closing credits and growing inventory are giving some buyers leverage.

Remote mountain and desert towns with one or two residents and scattered homes

Home Prices in Six Tiny U.S. Towns With One or Two Residents Range From $0 in Alaska to $694,000 in Utah

 Joshua Adkins  September 14, 2026

A look at the nation’s smallest places shows how remote housing can still carry very different price tags, even where livability scores stay low.

A landlord says he kept a family’s rent unchanged for five years in a duplex with a yard

Anonymous Landlord Says He Hasn’t Raised a Tenant’s Rent in Five Years as Federal Data Shows U.S. Renters Still Paying More of Their Income for Housing

 Joshua Adkins  September 14, 2026

A duplex owner says the rent on a three-bedroom unit has stayed at $1,200 while national housing costs and fee scrutiny keep rising.

A Rochester single-family home with a porch and winter snow after a Bay Area renter bought it

Oakland Data Analyst Trades a $3,000 Apartment for a $165,000 Rochester House and Cuts Housing Costs Nearly in Half on a Conventional Loan

 Joshua Adkins  September 14, 2026

After years of searching online, a divorced Bay Area renter bought a larger home in Rochester with a 3% down payment and a mortgage he can manage.

A for-sale home sign outside a house with the housing market under pressure from mortgage rates

Pew Study Says Tight Mortgage Lending Standards Are Keeping Many U.S. Borrowers Out as 30 Year Rates Rise and Existing Home Sales Slip Again

 Joshua Adkins  September 13, 2026

A new Pew analysis says postcrisis credit rules improved loan quality but also narrowed access for many qualified buyers as mortgage rates and sales remain weak.

A row of homes in Austin where renters are saving more than buyers each month

Austin Renters Save $1,917 a Month Over Buyers as Realtor.com Says Starter Homes Cost More Than Renting in Every One of the Nation’s 50 Largest Metros

 Joshua Adkins  September 13, 2026

A Realtor.com rental report says renting a starter home costs less than buying in every major U.S. metro, with Austin showing the biggest gap.