Category: Home Buying

A house with a for sale sign as mortgage rates rise and the housing market stays weak

Average 30-Year Mortgage Rate Climbs to 6.76 Percent as Bond Yields Rise, Fed Rate Odds Increase, and U.S. Housing Sales Stay Weak

 Joshua Adkins  September 14, 2026

Mortgage costs moved higher for a third straight week, putting more pressure on buyers and keeping the housing market subdued.

A redesigned luxury office building near Lincoln Road in Miami Beach with wellness and hospitality amenities

Miami’s Luxury Office Bet Near Lincoln Road Draws Playboy, Morgan Stanley and Wellness Tenants as Robert Rivani Seeks a National Class X Expansion

 Joshua Adkins  September 14, 2026

A $100 million Miami Beach redevelopment is marketing office space like a five-star hotel, with high rents and tenants already lining up.

A Rochester single-family home with a porch and winter snow after a Bay Area renter bought it

Oakland Data Analyst Trades a $3,000 Apartment for a $165,000 Rochester House and Cuts Housing Costs Nearly in Half on a Conventional Loan

 Joshua Adkins  September 14, 2026

After years of searching online, a divorced Bay Area renter bought a larger home in Rochester with a 3% down payment and a mortgage he can manage.

A for-sale home sign outside a house with the housing market under pressure from mortgage rates

Pew Study Says Tight Mortgage Lending Standards Are Keeping Many U.S. Borrowers Out as 30 Year Rates Rise and Existing Home Sales Slip Again

 Joshua Adkins  September 13, 2026

A new Pew analysis says postcrisis credit rules improved loan quality but also narrowed access for many qualified buyers as mortgage rates and sales remain weak.

A house model beside a calculator and mortgage paperwork

National Mortgage Rates Rise for a Second Straight Day as Zillow Puts the 30-Year Fixed Average at 6.91% and the 15-Year at 6.37% on Saturday

 Joshua Adkins  September 13, 2026

Zillow’s latest daily averages show small but broad increases in purchase and refinance borrowing costs, while forecasts still point to rates staying in the mid-6% range through 2026.

Houston homebuyers reviewing mortgage documents as interest rates rise near seven percent

Higher Mortgage Rates Are Squeezing Houston Homebuyers as Seven Percent Loans Push Some Buyers to Pause and Experts Point to Local Assistance Options

 Joshua Adkins  September 12, 2026

Housing experts say higher borrowing costs are forcing some Houston buyers to slow down, but several forms of help may still keep a purchase within reach.

Rows of vacant Baltimore rowhomes on a city block with distressed housing nearby

Baltimore Foreclosure Wave Tied to DSCR Loans Draws Scrutiny as Local Landlords Amass More Than 700 Homes and $100 Million in Borrowed Cash

 Joshua Adkins  September 12, 2026

Planet Money examines how a fast-growing mortgage product helped fuel a distressed housing boom in Baltimore.

Row of Florida homes in a suburban neighborhood with a for sale sign in front

St. Johns County Leads Florida as More 2022 and 2023 Homebuyers Resell at Losses After Buy and Sell Costs Are Counted, Momentum Realty Says

 Joshua Adkins  September 12, 2026

A Florida resale review shows steep losses are most common among recent buyers who have already sold, especially in Northeast Florida.

A house model and calculator beside a mortgage rate chart

Mortgage Rates Climb Back Above 7 Percent as Oil Prices, Inflation Data and Bond Market Selling Push 30-Year Loans Higher Nationwide

 Joshua Adkins  September 11, 2026

Markets reacted to higher oil, a hotter inflation reading and another jump in Treasury yields, lifting mortgage costs for buyers and homeowners.

House for sale sign in front of a suburban home with rising mortgage rate charts nearby

Mortgage Rates Near a Year High as Freddie Mac Puts the 30 Year Average at 6.76 Percent and Fannie Mae Sees Little Relief Through 2027

 Joshua Adkins  September 11, 2026

Bond yields, Fed policy, and stubborn inflation are keeping home-loan costs elevated even as some buyers look for ways to make monthly payments work.