The proposal would let eligible Californians borrow part of a down payment while limiting the required cash contribution and setting income and residency rules.
National averages moved up from last week, with the 5/1 ARM rising the most in Zillow’s latest Sunday snapshot.
A young Rochester couple used an FHA loan, savings, and help from family to buy a first home with just $10,000 down.
A June 2026 Bankrate analysis says most U.S. borrowers paid more than the competitive market for their mortgage rates in 2025.
Arthur Spitzer admitted to bank and wire fraud conspiracy, money laundering and restitution tied to the Brooklyn properties and SBA loans.
The real estate investor outlined a low-down-payment multifamily strategy, but the math depends on financing, occupancy and local market conditions.
The weekly decline trims payments a bit, but buyers still face higher costs than a year ago on the U.S. median-priced home.
USDA-backed mortgages can offer no down payment and lower rates for eligible buyers, but the homes and incomes that qualify are limited.
Zillow’s latest national averages showed only modest movement, with bond-market volatility keeping borrowing costs elevated for homebuyers and homeowners looking to refinance.
The bipartisan proposal would add a home purchase to the ways families can use leftover 529 money, but it would still need congressional approval.