Borrowing costs moved higher again this week, keeping home loans close to their recent peak and leaving U.S. sales stuck in a long slump.
Prospective buyers at a Milwaukee housing workshop moved through counseling, document uploads and mortgage screening as NACA highlighted its no down payment program.
Experts say the biggest surprise costs often show up in the paperwork before closing and in monthly bills after move-in.
National average purchase rates ticked higher week over week, while refinance rates were mixed across fixed and adjustable terms.
A South Carolina lender says the choice often comes down to the borrower’s existing mortgage rate, the purpose of the funds and how long the money will be needed.
A survey of 1,000 potential buyers suggests many shoppers are chasing rate levels that forecasters do not expect to return soon.
A settlement from a car accident left one spouse weighing whether to use the money for the couple’s home loan or keep it separate.
A TikTok creator says a costly repair decision turned into a deep upside-down auto loan that still has tens of thousands left to pay.
A long-running intrafamily loan can work if the note is written, the rate meets IRS rules, and yearly forgiveness stays within the annual exclusion.
Redfin says buyers have regained leverage in most major metros even as mortgage rates stayed above earlier forecasts for 2026.